Notes From Michael Mathews
Comments from Michael Mathews about the website as well as about Estate Sales, antiques, appraisals, etc.
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Why In the World Would You Need an Appraisal?
I am sure by now most of you know that Vivian and I are Certified Appraisers. Because Vivian is so busy with the Estate Sales, she doesn't have time to do many appraisals, but Michael's company probably does more Personal Property appraisals than anyone else in the area. I am currently doing an appraisal of the contents of the Chambers House for the Beaumont Heritage Society. Over the past few years we have done appraisals on everything from individual pieces of glass to collections, small & large, to the contents of complete homes.
What kind of appraisals do we do? There are some obvious issues that arise. A lot of our requests are for estate division. We work with insurance claims. After the last hurricane, we were busy with post disaster claims (proving the value of items that were damaged in the hurricane so the insurance companies would pay a fair amount). We handle a lot of divorce appraisals. Then there are a lot of appraisals where people just want to know how much one of their possessions are worth.
So why in the world would you need an appraisal? Most people don't realize that they really need to protect their possessions with an appraisal.
So many people lost thousands and thousands of dollars after Rita and Ike. In many cases, if not most, their losses were much higher than they should have been because they could not prove their losses that involved personal property.
We offer a service to protect you from these losses, Pre-Disaster Appraisals. These appraisals are a basic inventory of all of your personal property with a current value. This is NOT JUST FOR ANTIQUES. It is for the entire contents of your home.
With a Pre-Disaster Appraisal, if you should have disaster such as damage from a hurricane, a fire, or any other event that destroys or damages your property, you can limit your financial losses. When you make your insurance claim you will have factual PROOF of the value of your personal property. Ask you insurance agent if that is important. Ask anyone who loss thousands and thousands of dollars in one of the recent hurricanes, because they could not prove value of their losses.
For more information about these services, contact me, (Michael) at 409.893.8803.
We are currently working on a Pre-Disaster Appraisal of our home and it is really a lot of fun.
See you at a sale soon.
